According to a recent BlackRock report, financial worry outranks other leading stressors including health, family and work. Financial stress is a top worry for American families because many of them live paycheck to paycheck and find it difficult to secure a brighter financial future by breaking this cycle.Many facing financial difficulty want to improve their financial outlook, but are unsure how to start planning for their long-term goals. When asked in a J.D. Power’s 2018 Retail Banking Advice Study what they wanted from their financial institutions, 78% of respondents indicated financial advice or guidance, while only 28% said they have access to these services. Considering these statistics, offering a financial wellness program at your credit union could be as important as offering a checking or savings account.Working financial education and counseling into your service offering has the potential to enhance member engagement and lead to greater growth for your credit union. You’ll also demonstrate your commitment to your members’ financial security well-being while improving your bottom line. Here are 3 reasons why you should consider having a financial wellness program at your credit union:Increasing number of Americans dealing with financial instability. According to the CFSI Financial Health Pulse, 72 % of Americans are facing financial hardship. More members than you realize may be looking for financial guidance. Your credit union can reach and engage membership that are burdened by student loans, medical bills, credit card debt and a host of other financial troubles. Growing desire for wellness benefits among credit union staff. Your employees are dealing with the same financial challenges as other Americans. The PwC 2018 Employee Wellness Survey results indicate financial insecurity negatively affects employee health and productivity and more employees want access to financial wellness benefits.Building a competitive edge. You can fulfill unmet needs of your membership and build loyalty through meaningful engagement. You’ll also attract new membership looking to access these benefits. Depending on the resources available to your credit union, you may find that a partnership with a financial wellness program like GreenPath Financial Wellness can be the quickest way to add financial counseling to your member service offering. They specialize in credit-union focused financial counseling and education services.GreenPath Financial Wellness has partnerships with over 500 credit unions across the U.S. and have helped others like you:Develop a financially healthier membershipReduce losses from charge-off or bankruptciesAchieve higher engagement levels with productsLearn more by connecting with us at cuna.orgLearn more about how GreenPath can help your members achieve financial well-being, by visiting cuna.org/greenpath. 16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Beverly J. Everhart, 82, of Manilla passed away Sunday, November 10, 2019 at her home.She was born July 10, 1937 in Scottsburg, the daughter of Oscar “Murphy” and Mary Elizabeth (Pavy) Steele. On May 13, 1967, she married her husband of 52 years, Floyd Everhart, and he survives.In addition to Floyd, Beverly is survived by her daughters, Debbie Davis and husband, Danny, and Janet Everhart and husband, Michael, both of Morristown and Tammy Myers of Greenfield; son, Gary Everhart and wife, Kay, of Indianapolis; brothers, Jerry Steele and wife, Paula, of Naples, Florida, and Jim Steele and wife, Kay, of Ossian; eight grandchildren; 15 great-grandchildren; and several nieces and nephews.She was preceded in death by her parents; and grandson, Brady Everhart.Beverly graduated in 1966 from Morristown High School.She was a member of the Community Church of Fountaintown.Beverly formerly worked for Farm Bureau and All State insurance companies. After retiring, she enjoyed babysitting for several children.She was an avid reader and an excellent seamstress. Beverly and Floyd enjoyed riding motorcycles and were members of the Gold Wing Road Riders Association for eight years.Beverly loved her family and cherished the time spent with them.She also leaves behind her dog, Sugar and cat, Boots.Visitation will be from 2 to 4 p.m. Saturday, November 16, 2019, at Freeman Family Funeral Homes and Crematory, Frazier Chapel, 124 E. North St. in Morristown.Funeral services will be at 4 p.m. Saturday at the funeral home.Memorial contributions may be made to Our Hospice of South Central Indiana, 2626 17th St., Columbus, Indiana 47201.Online condolences may be shared with Beverly’s family at www.freemanfamilyfuneralhomes.com.
National Chapters Committee Chairman of Hearts of Oak, Barimah Atuahene, has stated the club is focused on clinching all three points when they face Hearts of Oak in the Super 2 clash.The supporters chairman is hopeful of a victory for his side as a win could see the Phobians stretch the lead over their rivals to 10 points.For Atuahene, the club is leaving no stone unturned in that regard.“In football anything is possible but Hearts of Oak are fully focused and are well prepared for this super clash,” he told Asempa Sports.“It is the third time we are having our camp at Akosombo and it was decided by the technical team because we want to have a sound mind and prepare very well for the upcoming match even though we know it the same league match we will be playing but both clubs will be playing for the maximum three points.” “Both clubs will be hoping to make another history because that has been the trend anytime both teams meet,” he added. Atuahene also revealed that there is no more misunderstanding between the coach and the management and also called on the supporters of the club to comport themselves as they prepare for the match. “We have settled any misunderstanding between the coach and the management and we have paid both assistant coaches not because we are playing Kotoko but we saw that it will be necessary to pay them and the coach confirmed to me on training grounds yesterday that everything is under control.”“We have printed thirty-eight thousand tickets for the match and the supporters are advised to purchase the tickets on time to avoid any clash at the gate and they should please comport themselves at the stadium because we don’t want to experience any violence at the stadium.”–Follow Joy Sports on Twitter: @JoySportsGH. Our hashtag is #JoySports